Top Five Reasons You Need a Lawyer for Your Personal Injury Claim

When you have been injured in an accident that wasn’t your fault, you’re probably considering your options for legal representation in filing a claim for damages. It may seem easy to fill out a few forms and submit them to the responsible party’s insurance company, so you could be tempted to go “pro se” – i.e., represent yourself in connection with the claims process. Since passage of the Judiciary Act of 1789, it has been a constitutional right in the US for individuals to handle their own legal matters without assistance from an attorney.

 

However, Here are five reasons why you have an advantage when you have legal counsel on your side.

  • Investigation and Collecting Evidence: Your injuries may prevent you from gathering the essential information you need to prove you are entitled to compensation; it’s also likely that you do not know what you will need as evidence. A lawyer can take on these tasks for you, including collecting evidence at the scene, talking to witnesses, and getting video footage of the incident.
  • A More Efficient Claims Process: An experienced attorney can work through the insurance claims process more efficiently and effectively, especially since you are still recovering from your injuries. Unless you have a legal background, the claims forms can be complicated and you need to supply voluminous documentation to establish your right to monetary damages. These challenges could lead to significant delays in getting payment.
  • Negotiating Settlements: With most insurance claims, you will need to negotiate with the claims adjuster regarding the amount you are seeking to cover your losses. Keep in mind that these employees handle claims on a daily basis, so they know how to find reasons to deny your claim or make a lowball offer. You need a skilled lawyer to negotiate on your behalf and overcome the obstacles in settlement discussions.
  • The Opposition Has Legal Representation: Aside from the claims adjuster, insurers also have knowledgeable legal teams who are trained to protect the company’s interests – not yours. Without an attorney to represent you, you’re at a serious disadvantage when trying to enforce your right to compensation.
  • If Your Claim Moves to Litigation: When the insurance company will not agree to a fair, reasonable settlement amount, you will need to file a lawsuit in court to get monetary damages for your losses. Litigation is even more complicated than filing a claim and negotiating a settlement, so retaining a lawyer is critical.

 

Speak to an Alaska Personal Injury Attorney Today

At Power & Power Law, we recognize that cost may be a consideration in deciding whether you retain a lawyer for your case. For this reason, we offer a free consultation to review your circumstances and explain your legal options. Plus, we do not charge for our legal services unless you recover compensation for your losses. To learn more about the ways a lawyer can assist with your personal injury case, please contact our office in Anchorage, Alaska today.